Operating since 1932, Sarnia Mutual has been proudly providing personal lending for 85 years!

Our wealth of expertise and experience means that we can offer a loan that is right for you.

Sarnia Mutual - “Probably the oldest Loan Company in the world” …

Ok, maybe not the world - but we probably are the oldest in Guernsey!

WINNER OF 'MOST LOVED' FINANCIAL SERVICES
IN THE BRITISH ISLES

thebestof BUSINESS OF THE YEAR AWARDS

2018 & 2019

We offer unsecured loans from £500-£25,000 for whatever purpose - from debt consolidation, holiday, motor, weddings, new teeth ... we do get the occasional strange request.

The friendly team at Sarnia Mutual are happy to help.

Apart from our friendly, efficient service, why should you borrow from Sarnia Mutual?

Cheaper rates - We offer competitive rates, cheaper than borrowing on a credit card.

Get your money fast - We can get your money to your bank account within 2 hours of sign up if the loan is signed up before 4.00pm, if not the next day.

Flexibility - We are able to tailor our loans to fit you. We reward loyalty and recognise that circumstances can change.

No late payment charge - We understand that sometimes life can be unpredictable, so we do not charge you if your payment is a little late.

No early clearance penalty - unlike some, we do not apply an extra penalty you should you wish to settle early.

Arranging a loan is quick and easy - there’s three options:

Make sure that you have the following documents to hand, one form of ID, two utility bills, three months of bank statements and one pay slip.

1) Call in to our office, we like to talk
Our office is in town in the Market Square, look for the donkey and the bright green door. We can discuss your requirements over a cuppa.

2) Go Online
Visit our new website www.sarniamutual.com and fill in the application form.

3) Phone Us
Call (01481) 723501 and speak to one of our friendly team.

What our customers say

Don’t just take our word for it, while we think that we are the best, why not see what our customers have to say about us! Here are a few of the many testimonials that we have received.

“I would recommend the people at Sarnia Mutual - they are very nice and go out of their way to help” - Joyce C

“Helpful, efficient and prompt service. Friendly staff and great rates as well.” - Paul B

If you require a free no obligation quote, have any questions or any concerns regarding your loan please do call us. We are here to help.

Thank you for considering Sarnia Mutual for your next loan and we hope that we hear from you soon.

- Debbie and the Team

Phone us now on 01481 723501
for a free, no obligation quote

Please mention
thebestof Guernsey
when you visit
Sarnia Mutual

Sarnia Mutual - Guernsey
Finance Company - Loans