So, who needs commercial vehicle insurance?
If you have a company-owned or leased vehicle, you will need to have commercial insurance. This could be a food truck, lorry or van. Likewise, if you privately own a vehicle that’s also used for commercial purposes; maybe you make deliveries, transport paying customers or move goods from one place to another.
However, there are occasions when commercial insurance isn’t necessary. This would be if you use your own car for business. Maybe you’re visiting customers, making sales visits (and that could include carrying samples of goods) or travelling to work to multiple locations. You might just need business insurance.
And if you use your vehicle to commute to your office, then your standard car insurance will be fine (but don’t forget to mention your commute to your insurance broker)
If you’d like to discuss your commercial or business insurance options and what’s best suited to you and your business needs, get in touch with Lee Parker from Coversure Sudbury on 01787 374 857 or email sudbury@coversure.co.uk
