While some people may feel they'll never need a financial advisor, or believe they are savvy enough not to need one, there will often be times in your life when it becomes prudent to seek their services.
For many of us, if we want a new piece of furniture then we go to our local Ikea, B&Q or Homebase etc. and get something mass produces, often not too expensive and that we have to fight to put together.
Some people are sceptical about using a financial advisor; not only are they expensive but the advice they give may not be a sound choice for you! There are occasions, however, that seeking financial advice is a necessity.