Insuring expensive jewellery and watches can sometimes be difficult, as standard ‘off the shelf’ home insurance policies usually only cover modest values, typically a single item limit of £1000 and up to £5000 in total. The answer is to arrange cover to include your contents, jewellery and valuables together with your buildings. Such policies will provide higher single article limits usually up to £15,000 for valuables and jewellery.
Jewellery prices soar
In recent years the price of diamonds and gold has risen significantly and as a result, it’s more important than ever to ensure that your jewellery, watches and valuables are all assessed correctly. If your valuations or purchase receipts are more than five years old, you may find that you are underinsured to a considerable degree
Friendly independent advice
If you would like to find out more, why not call us at Cheers Insurance Brokers and speak to one of our experienced staff to discuss your requirements. Call 020 8943 5333