When it comes to finding the right mortgage, most people want to be confident they have secured a ‘good deal’.  Let’s be honest, your home is likely to be your largest monthly outgoing, so it is extremely important your mortgage meets you budget and your future plans.

But how can you find a competitive mortgage rate?

You could visit every bank or building society and spend hours of your time discussing with each lender what they can offer you or you could contact a Whole Of Market Mortgage Adviser. With access to over 50 UK lenders, I can do the legwork for you, finding a mortgage to suit your specific needs, budget and financial situation!..  So don’t spend hours of your time, contact Elaine at Moneysprite on 07487 546007 for a no FREE obligation chat.  So if you are one of the following:

• First Time Buyer
• Self Employed
• Remortgage or Rate Switch
• Help To Buy
• Shared Ownership
• Buy To Let Investor (Individual or Portfolio)
• Buy To Let Investor (including Ltd Company)
• HMO (House of Multiple Occupancy)
• Later Life Lending (over 55’s)
• Adverse credit such as defaults, missed payments, CCJ’s

When arranging your mortgage, I will personally be there every step of the way, hopefully ensuring a smooth and stress free transaction.

Don’t all lenders allow you to borrow the same amount?

In a short answer NO.   Every lender has their own set of what they call ‘criteria’ just the same way as every car insurance company has their own.   So, you could visit one Bank/Building Society who would offer you ‘X’ and another lender will offer you ‘Y’.  This could be the difference between you being able to purchase your dream house or ‘making do’.   So another great reason to use a Mortgage Adviser.

How can I contact you?

Just give me a call on 07487 546007 or an email and we can arrange a time to meet up at a time to suit you.  No obligation, just jargon free advice that will hopefully put you in the right direction.