We hope you had a fantastic Christmas and New Year. Here is a quick update on what we’ve been doing over the past 12 months and some ideas to help you plan for the year ahead!

G-Scapes of Lichfield was created in September 1973 by Malcolm and Elizabeth Gee, founded on a passion for plants and focusing on quality, value & extensive horticultural experience.

Did you know you have an annual allowance from the government that you can save in an Individual Savings Account? Did you know that this also applies to children?

Yes, you read the title correctly. This blog is going to tell you how you can massively reduce the value of the money you have saved and invested, it’s really easy you don’t have to do a thing.

What they are and how to defeat them!

If you’ve left a job then you might well have a pension with that employer. If you’ve left several jobs during the course of your career, then you’ve probably got several old pensions that you might not have given much thought to. Now there is Auto Enrolment, what happens to these kinds pensions when you change jobs?

Often the circumstances which require a house clearance can be stressful or emotional. Using the services of a reputable company at this time could save you hours and money.

Getting a mortgage is often the first time someone needs the help of a Financial Adviser. And “oh boy” in this current market with so many options available this has never been more true.

Four Oaks Financial Services is a firm of financial advisers based in Lichfield. They recently held their second annual golf day and thought this would be a great opportunity to raise money for their charity Buddy Bag Foundation. The golfers and guests donated double the sum that was raised at last year’s golf day.

We are just starting to see the first signs of interest rates rising after 10 years of painfully low rates. Whilst low interest rates are great for our clients with mortgages, for our clients with savings the low interest rates over such a long period of time could be described as a disaster. For savers we are hoping to see another rise in interest rates later in the year, but even if this does happen it is unlikely that interest rates will be over 1% by the end of this year.