When our clients tell us how our Lifestyle Financial Planning service has helped them, such as given them peace of mind or they feel more positive about the future, that is incredibly rewarding for our whole team.
Following a meeting with our Financial Adviser, Ray Ceairns this is what one client wrote.
“I found the discussions very interesting and the lifestyle planning tool has already made me think harder about what I would like to achieve in future. I am starting to see that the client-advisor relationship is so much more than just the practicalities of pension planning and reaches far further into all aspects of life. As I said, I am feeling much more positive about money in general following our visit and I look forward to seeing what happens next with the steps we discussed.” Shelagh Mitson, Client of Four Oaks Financial Services.
For all our clients who benefit from our Lifestyle Financial Planning it involves going into a fair amount of detail about the client’s income and expenditure and their hopes and dreams for the future. We talk about what kind of income and expenditure they will have as they go through their whole life, including things like planning for the arrival of children, moving house maybe several times, university costs, weddings, holidays and work-life aspirations, especially as they get older. We can even factor in possible fluctuations in the stock-market.
This information is modelled in our software and our Financial Adviser will meet the client again, perhaps several times, to talk through different scenarios. In an easy to understand visual image the client will see the impact of for example, giving their children a deposit for a home, or whether they will still be able to afford nice holidays when they retire. Then our Financial Adviser can give the appropriate financial advice for the client’s unique circumstances.
We enjoy working with clients that understand that a Financial Adviser is so much more than the person that sorts out their pension! Our approach has wide-ranging benefits for the client, not least of all is the ability to make informed decisions and knowing what their financial future will look like.
The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.
At Four Oaks Financial Services, our initial consultation is at our cost. Our Lichfield Financial Advisers will be delighted to discuss lifestyle financial planning with you at your home or in our office (free on-site parking). Contact our Client Liaison Team on 01543 401029 for more information or to make an appointment.
Member since: 10th July 2012
I am passionate about 'Buying Local' and supporting our local businesses to 'keep the pound' in town, to help grow our economy here in Lichfield.
We have a wealth of history an eclectic mix of independent...