When our clients tell us how our Lifestyle Financial Planning service has helped them, such as given them peace of mind or they feel more positive about the future, that is incredibly rewarding for our whole team.

We hope you had a fantastic Christmas and New Year. Here is a quick update on what we’ve been doing over the past 12 months and some ideas to help you plan for the year ahead!

Did you know you have an annual allowance from the government that you can save in an Individual Savings Account? Did you know that this also applies to children?

Four Oaks Financial Services is a firm of financial advisers based in Lichfield, providing a wide range of financial services. Throughout the 2018/2019 season they are supporting Lichfield Rugby Club through sponsorship and organised staff events.

Yes, you read the title correctly. This blog is going to tell you how you can massively reduce the value of the money you have saved and invested, it’s really easy you don’t have to do a thing.

If you’ve left a job then you might well have a pension with that employer. If you’ve left several jobs during the course of your career, then you’ve probably got several old pensions that you might not have given much thought to. Now there is Auto Enrolment, what happens to these kinds pensions when you change jobs?

If you’re a Financial Adviser you need to read this. If you know a Financial Adviser also, please read this as the information contained in this blog could make a big difference to them.

We are just starting to see the first signs of interest rates rising after 10 years of painfully low rates. Whilst low interest rates are great for our clients with mortgages, for our clients with savings the low interest rates over such a long period of time could be described as a disaster. For savers we are hoping to see another rise in interest rates later in the year, but even if this does happen it is unlikely that interest rates will be over 1% by the end of this year.

Through effective estate planning we have helped one of our clients to potentially save her children an inheritance tax bill of £76,000. We are experts in financial planning, and this is what we do for our clients in Lichfield and the wider area.

Combining powerful software with the knowledge and experience of our Financial Advisers in Lichfield our clients can now confidently plan for their desired lifestyle today, in middle-age and in retirement. In fact our software breaks this down year, by year throughout their lives.