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Why the lukewarm reception to the Funding for Lending scheme

The Funding for Lending scheme is only in its infancy but already there are reports of a lukewarm reception from businesses. Does this spell doom for the SME finance initiative or are we seeing the impact of the growth of alternative SME finance

RBS Funding for Lending response underlines SME alternative finance role

So, we’ve seen the first SME finance move by a bank in relation to the Funding for Lending scheme. The reduction in interest rates for small businesses by RBS and NatWest is positive but it is arguably a drop in the ocean.....

Is the bank monopoly on SME lending coming to an end

A & T Business Associates Ltd latest blog

Will Funding for Lending stimulate SME Finance

The Funding for Lending scheme was officially launched last week and all eyes are on the latest government-backed SME finance initiative. The pressure is on to perform better than previous schemes and invoice finance could be key to its success.

A&T Business Associates -  Has the 2012 Budget delivered in terms of SME Finance?

The National Loan Guarantee Scheme (NLGS) has been formally unveiled and a series of SME finance measures have been announced, but the 2012 Budget for business has still attracted some criticism, with alternative sources of SME credit,

Invoice Finance praised as SME lending calls grow

The government is facing increasing pressure to boost SME lending as the EEF industry association has called for action to prevent a double-dip recession.

Does new IP law hold the key to better SME finance?

SME finance - what does the goverment do next? Criticism is mounting from all quarters. However, recent news suggests that slashing red tape could pump billions into the UK economy. Could new IP legislation help revitalise state SME lending policy?

Opinion Still Split Over Project Merlin - A&T Business Associates

The big banks, including partly state-owned Royal Bank of Scotland, have published their half-yearly figures and the latest Project Merlin results are in.

Has the government moved the Project Merlin goalposts?

The scheme to stimulate bank business lending, Project Merlin, has come under fresh scrutiny since missing its Q1 SME lending target. However, new figures have put its performance in a different light.

UK Firms Price cutting since recession

A recent report by KPMG indicates that UK firms have been price cutting since the recession started and this has cost UK businesses £20Billion.

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