Making a claim for personal injury following a straight forward road traffic accident can now be a relatively simple and quick procedure. For all road traffic accidents occurring on or after 30th April 2010, where the compensation is likely to be £10,000 or less, your legal advisors are able to access an on-line web Portal to enter all the details of the accident and then forward the information directly to the third party insurance company who will be compensating you. This enables a quick electronic exchange of all relevant claim information and related documentation .
The compensator has 15 business days after receipt of the electronic information to decide if they wish to admit or deny liability. An admission of liability will be communicated via the Portal and your lawyer will then obtain a medico-legal report on your injuries. This is then also disclosed via the portal along with an offer to settle which will be made with your agreement following the research and advice given to your by your legal advisor. The insurance company may decide to accept this offer or they may make a counter-offer via the portal. Negotiations are usually conducted quite quickly and the claim is settled with the minimum of inconvenience.
Solicitors costs under the scheme are also dealt with in a very straight forward fashion. Solicitor receive a fixed sum when an admission is received and also when the case is settled thus avoiding the often expensive and time consuming cost negotiation process.
Of course the insurance company is not always able to make a liability decision within the 15 business days or able to admit liability at all, in such instances cases are no longer dealt with via the Portal but the case proceeds under the previous system for road traffic accidents and the insurers have the usual three months to investigate.
All in all however the Portal system does appear to work well and those suffering injuries of a relatively low value are able to make a claim with the minimum of hassle.
Martin Kaye Injury LLP are specialists in accident claim. Please contact Clare or Sarah on 01952 426134 begin_of_the_skype_highlighting 01952 426134 end_of_the_skype_highlighting for advice on any claim you may have. If you refer your personal injury claim to us you could be entitled to £100 bonus payment please see our offer.
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