Moving home, up-sizing, down-sizing, re-mortgaging or first time buyers – no matter what time stage you are at in climbing the property ladder, getting a mortgage can be a daunting prospect.

At XL Finance Ltd we work with you to remove the confusion and clarify your choices – so that you know exactly what you are getting for your money. And then we do more – giving you all the support you need throughout the mortgage process. We want you to know what’s happening right up until the keys are in your hand. 

Becki Ward, Principal at XL Finance Ltd, believes in providing straightforward advice that takes into consideration your circumstances and expectations – after all, a mortgage is one of the largest and longest financial commitments of your life.

She helps you understand the options to find the best mortgage for you. And then – she liaises with your solicitor, and estate agents if applicable, keeps you completely up to date with the mortgage process and works with you every step of the way.

Becki has over 20 years of experience in the financial services industry, including working for the best known high street banks providing financial services. She is fully qualified and attends regular update and training sessions. However, what makes Becki, and all of the advisors working with her at XL Finance Ltd, stand out, is that we believe in putting the human touch back into financial services.

At XL Finance Ltd, we don’t believe the job is done until you start unpacking.

10 things you should know about XL Finance Ltd

• Becki believes in providing a relaxed, jargon free approach to finances.
• By working from her home office in Sutton Coldfield, Becki can offer flexibility in meeting you – evening appointments are available to work around your family life, so taking time out of work is one less stress off your mind.
• She was one of the youngest people at the time in Prudential to gain her Financial Planning Certificate, aged 17 – and has built on her experience with over 20 years in financial services across a range of product areas
• She is CeMAP & CeFA qualified – your mortgage is in safe hands.
• Becki has won Sales Achiever of the Year 2008, an industry recognised award, voted for and judged by her peers and presented in the Royal Albert Hall.
• Becki became Principal of XL Finance Ltd in 2016 after 7 years with the company, and is proud of the family friendly, people focused approach she and her team of advisors promote.
• XL Finance Ltd is not tied to any provider – meaning we can search the industry to get the best deal for your circumstances.
• Our network of advisors are spread across the West Midlands, from Stourbridge to Great Barr, Bromsgrove to Sutton Coldfield, Cannock to Barnt Green
• We also offer advice on protection and general insurance.
• Re-mortgages, house purchases, raising capital or buy to let – whatever your mortgage needs, XL Finance Ltd are here to support you. 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The Financial Conduct Authority does not regulate most Buy to Let mortgages

XL Finance Ltd acts as a credit broker not a lender for Buildings and Contents and Landlords Insurance.

We normally charge a fee for mortgage advice, however this will be dependent on your circumstances. Our typical fee is £499 .

XL Finance Ltd is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority.