SO what's the 'truth about money?'
Strange question you may think from one of Suffolk's very best independent financial advisors. But it's one that would open many people's eyes . . .
Welcome to Carlton Smith, one of Suffolk's most professional independent financial advisors, based at Onehouse, Stowmarket, near Ipswich.
Independent means we work for our clients, as opposed to an insurance company or group of insurance companies.
So what makes us different? . . .
Well we cover all areas of financial planning, as you would expect from one of Suffolk's very best independent financial advisors, but most importantly we discuss what we call the 'truth about money'.
Many of you will have experienced insurance sales people who just want to sell you another product. They will sell you a pension based on what they think they can persuade you to do, rather than based on what you should do.
How do they know what you must buy . . . if they do not know what your lifestyle will be like in the years ahead?
Here at Carlton Smith, Stowmarket, nr Ipswich, we have invested heavily in software and technology to be able to offer this scenario to our clients.
We start very crudely by looking at your financial situation as if it's a bucket and yes, you would be amazed how many people haven't got a clue as to how much they spend on a monthly basis.
By doing this, we have a good idea of what your income, expenditure and cash assets will be like, not just today, but over the coming years and with regular reviews (which most IFA's don't do) we are able to make real progress in getting your financial planning correct.
Remember you can either . . .
PLAN TO FAIL
or FAIL TO PLAN
Our services include:-
Financial planning needn't be a minefield, you just need the right people showing you the right options, not just for today but for the future.
And here at Carlton Smith, Stowmarket, nr Ipswich, Independent Financial Advisors, we can do just that
Professional independent financial advice from one of Suffolk's most professional independent financial advisors
Contact us on our numbers here on the Best of Ipswich to discuss with us your financial and planning needs
When you contact Carlton Smith, tell them you saw their feature here on the Best of Ipswich
I met endless IFAs in the search for good financial advice and was constantly disappointed before I met Nic Carlton Smith. Nic's approach is very detailed but he makes sure it doesn't feel like it. He...
Nic Carlton-Smith has a thorough understanding our attitude to risk, and each year takes us through step by step what we need to do to achieve our reviewed financial goals. He acts with complete integrity...
Nic takes the time to ascertain your aims for now and in the future, ensures you understand the different levels of risk assessment and that you understand the implications then having an excellent structure...
I met with Nic at the time I was thinking about selling my business. Nic introduced me to his cashflow planning tools and together we looked into how much I needed from the sale of the business to be...
I found Nic to be extremely thorough in his approach to the investment of (approx) £300,000 for myself and my wife. His questionnaire and discussions regarding our attitude to risk led us down a path...