Last Christmas is already a month behind us but many will still be paying off credit cards and debts we ran up for those lovely presents we just had to have.
Everything looked rosy when we were giving them out – but in the bleak reality of a cold February perhaps we should not have been so generous or perhaps we should have been better prepared.
Some may laugh at our organised friends who join Christmas Clubs or hunt for Christmas presents in the summer sales – but maybe they will have the last laugh.
Steve Rees, the Managing Director of Vincent Bond & Co has written an excellent article on steps we can take to ensure next Christmas is much less stressful on the money front.
For tips and advice on preparing for Christmas – Read It – it could prove very helpful.
To learn more about Vincent Bond & Co and see why we think they are theBest see our feature.
Remember: always look for DEMSA OFT Accreditation when seeking Debt Management Advice.
Nigel & Maggie
10th July 2012
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