How has your pension performed over the last few years?
When was the last time you had a full, comprehensive review of your pension’s schemes? This year, five years ago, never?
From the clients we are meeting daily the unfortunate truth is the latter of these answers seems to be most common.
Your retirement should be a time of relaxation, enjoyment and spending time with family and friends.
The reality of today’s retirees is that of extended working past retirement age, surviving on state benefits and worry.
The performance of pension funds, both personal and company schemes have been poor to say the least. Couple this with ever growing deficits and the situation you are facing can seem daunting.
Are you aware that the overall deficit for pension schemes in the UK is now £332bn, this is an increase of £307bn in 1 year.
This article from the BBC, details this ever growing deficit and highlights some of the key contributing factors to the worsening state of pensions in the UK.
If you have any preserved pension funds from ex-employers or old private pension schemes that have been neglected, the unfortunate news is that they will all be included in these figures.
You can make decisions now to understand your pension’s current performance and how, with our help we can put you in a much better position for your retirement.
This is where we can help through a combination of detailed analysis of your existing pension provisions and bringing a portfolio of exciting investments which you personally have control over.
If you would like to take advantage of our FREE Initial Pension Consultations, see our contact details below.
Contact Optimus Wealth Solutions today on 01925 594 930 or email enquiries@optimus-wealth.com to make steps now to help improve your retirement planning.
