Beauty Salon insurance can often come at a price to make your hair stand up on end, so it’s important to look carefully at the cover for ways of trimming the cost.
Salon is a broad term covering hairdressers, beauticians and nail bars.
The policy should cover all the usual standard business needs plus extras that safeguard you and your customers from claims relating to cutting hair and treatments.
So buying beauty salon insurance breaks down in to two parts -
The business side is straightforward. If you rent the salon, the premises should already have buildings insurance taken out by the landlord, so ask for a copy to make sure you are not paying for the same cover twice.
Any business insurance policy should offer standard cover for general risks and then optional extras tailored to your specific needs, like:
If you visit customers at home, you may also need to think about business insurance for your vehicles and goods in transit cover for stock and equipment they carry.
To buy the best value salon insurance cover, make sure the policy provides for the services offered by your business and read the list of exclusions and charges carefully, like those for any compulsory or voluntary excess.
To discuss further, call the team at Top Marques Insurance on 01543 401149
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Hi,my name is Shan Budesha and I am the company director at Top Marques Insurance. I have 25 years insurance broking experience.I set up Top Marques Ins in 2003 to cater for my clients requirements to...