5 simple steps to improve your credit rating

17th September 2015

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A good credit rating is really important when considering applying for a mortgage. So here are some top tips to improve your credit rating:

Have some credit such as a credit card with a small limit. Use it regularly and pay it off each month
Make sure you are registered on the electoral roll
Cancel any old credit arrangements such as credit or store cards you no longer use
Make sure you pay all credit arrangements on time such as your mortgage, loans, car finance and credit/store cards
Cancel any old credit agreements with previous partners and at previous addresses

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