Before we started the whole grown up process of buying somewhere and mortgages, it was all a bit daunting and blurry! All was made clear and stress-free since the first contact with Justin. It was also a bonus him being a really friendly down to earth guy, who made you feel at ease and not to be afraid about asking him anything. The whole process felt like smooth sailing and we now have the keys to our flat with a great mortgage deal! We will definitely recommend Justin to others and we will definitely be using him again! thank you so much for all your help!
Justin was recommend by my bother who had his mortgage arranged with him a couple of years before. The set up process was very easy, Justin got me on the phone, found out my needs and financial details and then came back a couple of days later with three options for me to pick from. After than things went smoothly, Justin and his team were VERY helpful, they even helped fix a couple of problems caused by my solicitors. On the day of completion Justin was on the phone making sure everything was fine as were his team. I felt very well looked after and even decided to arrange extra life cover with Justin.
We have been a client of JF Financial for almost 9 years. Justin goes above and beyond to ensure everything runs smoothly. The service this company provides is 5 star. Would 100% recommend JF Financial.
Knowing Justin is a blessing, I had couple of re mortgage with JFinancial. Very friendly & stress free service, Justin always look after all small details before the application. Hassel free , as long you have all uptodate documents. Great service. Just talking to him is a great pleasure.
To Justin Fordham – J F Financial Associates
I would like to thank Justin from J F Financial for his extremely professional service. After my recent stage one interview which was to understand all aspects of my financial position he was able to tell me more about my finances than I knew myself. Justin gave me clear, decisive advice which enabled me to put things in place to secure future financial stability.
I initially went to Justin to see if he was able to help secure an acceptable rate on the re-mortgage of my property as it had come to the end of its term and slipped into variable rate. This was something that I did not think was possible in today’s current financial market. Justin not only matched my existing interest rate but secured this rate for the next 5 years.
From Stage one to completion of the mortgage I found this to be a very smoothly run and professional service and would not hesitate with recommending Justin from J F Financial to any of my family or contacts in the future.
5 star service. Could not recommend JF Financial highly enough. Justin assisted us throughout the whole house buying/selling process. He made one of the most stressful processes in life easy and hassle free. Was always available for any advice, even out of office hours! Would never look elsewhere for any financial advice in the future.
We have just completed on our 2nd mortgage arranged by Justin. We wouldn’t consider going to anyone else as JF Financial Associates are friendly, professional and determined to find the best mortgage for our ever evolving needs. Justin is able to explain the whole process in an understandable way, making sure you are fully aware the next stage of the process. I have no hesitation in recommending their services.
Mr & Mrs Wallis. West Sussex.
Id just like to thank Justin and his team.They were very helpful and very quick to react.None judgemental they did as much as they possibly could.I'd recccomend them to anyone and i will deffinitely use them again
This is the fourth time we have used Justin and his team to remortgage and I can honestly say,now we have found him we wouldn't go anywhere else.
Justin is extremely knowledgable in his field and always takes the time to explain any information further if required. He has gone the extra mile for us on a number of occasions,which is something I appreciate enormously . The team are always quick to answer communications and I have found them all to be very friendly and approachable.
I have already recommended Justin and his team to several friends and family and will continue to do so to anyone looking for a great financial advisor.
Justin has been a brilliant mortgage broker for us over the last two years, helping us build a BTL portfolio. Despite forcing him to work within tight constraints (!) - caused by the type of properties and our own circumstances - he has always found a solution, whilst keeping an eye on future opportunities. He's extremely friendly and efficient, so not hard to fully recommend!
In March 2016, Anthony G said:
Justin at JF Financial Associates is the most honest dedicated and professional financial adviser you could use. Four years ago after finding ourselves in financial difficulty, Jason was recommended to us. His advice could not have produced better results. I trust Justin with all my financial needs. I would never use anyone else. Thanks Justin
advised to phone Justin by Siam Kidd and as trust what he says thought would give him a try. Am I pleased did :-) Even though, so far, its only free advice it was information that I had never been given before by any advisor, bank or building society and it put my mind completely at ease. Thanks a lot Justin. I will certainly use your services in the future and if you are reading this review then I suggest you use him as well. You wont regret it.
The service provided to my fiance and I by Justin and his team for our mortgage was simply exceptional. He was excellent at explaining every aspect including; mortgage options and the application process. At the same time he took all the hassle and stress away from us by managing it from beginning to end. We were kept well up to date with how our application was progressing and he was always very helpful when we contacted him directly. I would highly recommend JF Financial Associates. The other great thing is all appointments are over the phone. As soon as my brother who lives in Gloucester wanted to buy a house, I forwarded him straight to JF Financial Associates for their services.
I felt I was being looked after by a friend the whole way through rather than a stranger from another business friend I was never once made to feel I have inconvenienced Justin , and He always came across happy to help
Absolutely brilliant team. Recommended by a friend who had also used them. We are from Cornwall and approached them with a requirement for a self build mortgage that no one down here could find for us. Feeling defeated we half heartedly liased with Justin giving him all the details expecting the same result. We were shocked when he returned after investigating all his contacts with the good news he had found a specialist mortgage that would suit our needs. Communication and correspondence between us could not be faulted and explanations of areas I was unsure about were soo helpful and greatly appreciated. Everything went extremely smoothly and everyone I spoke to was very friendly and helpful. We even received an unexpected congratulations card from Justin after the birth of our first child. We will definitely be using JF Financial for all our future needs. Highly recommended!
Reply from JF Financial Associates: Thank you for your kind words Kath. This is exactly the experience we strive to offer our clients, and I will definitely share this feedback with my team.
Re: Who else wants to increase the positive cashflow on their BTL property by 31.49%? As my mortgage was up for review recently, I asked Justin to have a look for me. The situation was challenging as I am self-employed with quite an irregular income. Where I had been advised to stay with my current deal, Justin advised me to stay with the same provider but switch my product to another product, thus changing my monthly positive cashflow on the property from £333.81 to £441.56. The process was quick and simple. I have no hesitation in recommending Justin for all your mortage needs. Thank you very much again.
Justin at JF Financial has always help me with my financial issues in a simple and clear way, it is easy to make JF Financial Associates a recommendation to all
In February 2014, Glenys D said:
I have known Justin Fordham for many years and have always found him to be courteous, friendly and his dealings with our clients are always conducted in a very professional manner.
When we restructured our mortgage recently, it was an obvious choice to seek Justin’s help. He handled it very efficiently which made it an extremely stress free experience for us with an excellent result.
I wish him and his company well and have a very high respect for him.
All advice was well thought out and delivered in a timely manor by everyone that I communicated with at JF Financial. They provided a great sercvice and helped me make important decisions and how to understand the jargon!
JF Financial Associates have helped me out of a financial pickle, with a dedicated and tailored service. In a tricky and puzzling financial world it's a great thing to have a place to go to for help. Thank you.
Over the previous year JF Financial has helped me sort out numerous financial matters - ranging from insurance to mortgages - and every time I have found them unfailingly excellent. The service is efficient, effective and friendly. You understand they are working hard to serve your best interests and find the most appropriate product for your circumstances. I cannot recommend them highly enough.
How to get a mortgage if you are “Self-Employed” or a “Limited Company Director” 30/01/2017
Post the credit crunch and with all the new regulatory changes that followed, it has become a lot tougher for self-employed workers, freelancer’s contractors and limited company directors to get a mortgage...