JF Financial Associates strive to provide a lifetime relationship, delivering expert financial guidance, as lives and circumstances change and develop. From their detailed knowledge of the financial markets they will carefully select the right products for you and by regularly reviewing them they make sure your mortgage or plans remain on track to help you achieve and protect your long-term goals.
Seeking impartial advice on mortgages is the best way of ensuring you are being advised on the right product for your circumstances. With over 10 years experience working with one of the largest debt advice charities in the UK, you know when you work with JF Financial Associates that you are in safe hands.
The choices can be confusing and overwhelming, and since the credit crunch, there has been fewer choices and lenders available. Lending criteria have been seriously tightened and mortgage products can be removed from the market at short notice, making it even more important to select the right product at the right time. Autonomous advice from experts familiar with the intricacies of the market can be invaluable.
JF Financial Associates also specialise in Self Employed mortgages too!
We may not like the idea of planning in case of a tragic incident such as an accident or serious illness or even the passing away of a family member, but it does happen, and putting insurance in place to protect against this possibility protects your family against any financial hardship and uncertainty, especially if you are the principal earner. Whilst it is possible to choose your insurance from a popular price comparison site this comes with limitations.
Following an in-depth consultation with you, JF Financial Associates can advise on the best type of insurance for you personally. Not only that but they will also advise you which plans should be written into a trust to further protect yourself and your family.
All the insurance providers used are fully vetted by them and their network to make sure the companies are well established, reputable, offer good rates, have a good payout history and most importantly offer good quality cover.
Price comparison sites DO NOT OFFER ADVICE and just offer you quotes from everyone on their panel.
Did you know there can be as many as 18 more critical illness definitions between the top critical illness providers and some of the lesser ones? Going for the cheapest plan can mean a major difference in the quality of cover!
JF Financial Associates provide advice on income protection insurance, life insurance, private medical cover, critical illness insurance as well as home building and contents insurance. They will also advise you on which of your plans need to be written in trust.
If you have taken out a life or critical illness insurance policy via your local bank or comparison site JF Financial Associates recommend you call them if you can’t answer the following questions:
Retirement Planning, Pension & Investment Advice (via Lifetime Wealth Management)
Being part of the Lifetime Wealth Management group, JF Financial Associates working with Lifetime Wealth Management are able to offer advice on retirement planning. Despite the past negative press surrounding pensions, JF Financial Associates know that with a regularly reviewed financial plan and careful control of your pension investments there is no reason why they should not provide the lifestyle you wish for in retirement.
The sooner you make a start with your pension provisions, the more advantageous it will be in recreating the lifestyle that you want to secure for yourself and your family at a time when you have planned to take retirement.
Investment (via Lifetime Wealth Management)
JF Financial Associates working with Lifetime Wealth Management are also able to advise on financial investment. Once your plans for investment have been assessed along with your attitude to risk, the right investment plan for you will be devised and then carefully and continually monitored to ensure it is taking account of market circumstances at all time.
For trustworthy, impartial advice for all your financial needs get in touch with JF Financial Associates of Norwich.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Secured and unsecured loans are not regulated by the FSA.
Commercial mortgages are not regulated by the FSA
We charge a small fee for our mortgage advice and fully managed application service. This fee will be confirmed with you before we agree to move forward with anything.
JF Financial Associates is a trading style of Lifetime Wealth Management who is an appointed representative of Intrinsic Financial and Mortgage Planning Limited, which is authorised and regulated by the Financial Services Authority. Intrinsic Financial and Mortgage Planning Limited is entered on the FSA register under reference 440703 and 440718.
5 star service. Could not recommend JF Financial highly enough. Justin assisted us throughout the whole house buying/selling process. He made one of the most stressful processes in life easy and hassle...
We have just completed on our 2nd mortgage arranged by Justin. We wouldn’t consider going to anyone else as JF Financial Associates are friendly, professional and determined to find the best mortgage for...
Excellent professional friendly service helpful all find the best product to suit everyone
Id just like to thank Justin and his team.They were very helpful and very quick to react.None judgemental they did as much as they possibly could.I'd recccomend them to anyone and i will deffinitely use...
This is the fourth time we have used Justin and his team to remortgage and I can honestly say,now we have found him we wouldn't go anywhere else. Justin is extremely knowledgable in his field and always...
How to get a mortgage if you are “Self-Employed” or a “Limited Company Director”