Ever been called by someone saying you have a virus on your computer? If not you are lucky; around 25% of UK surfers are targeted by cold call scams to do with their computer.
It's tax refund time for a lot of people. Don't get fooled into thinking the email you received is genuine - or is it? Has someone become you, it sounds strange but it can easily happen.
Accountancy specialist Lloyd Stubbs gives advice on selling through Classified adverts & internet auctions sites, renting a room and gift of money to purchase a home
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