Insurance Crackdown for Motorists
23rd May 2011
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Information provided by Three Shires Driving Centre:

160 people are killed and 23,000 people injured by uninsured drivers each year, costing the honest motorists £500 million in extra premiums.

Motorists are being warned to insure their vehicles ahead of a new crackdown on the 20th June.

Under the new Continuous Insurance Enforcement law – It is the responsibility of the registered keeper to  make sure that their vehicle is insured all the time. and it will be an offence to keep an uninsured vehicle, rather than just to drive when uninsured. Anyone not abiding by the new law faces a fine, court action or seeing their car seized and destroyed.

Vehicles with a valid Statutory Off Road Notice (SORN) will not be required to be insured.

The new law will run alongside the existing offence of using a vehicle with no insurance, which is enforced by the police. The police seize 180,000 vehicles each year for this offence, and offenders also face a £200 fixed penalty or a court fine of up to £5,000 and possible disqualification.

The DVLA’s records will be compared regularly with the Motor Insurance Database (MID) and this process will identify registered keepers of vehicles that appear to have no insurance. All drivers can check their vehicle is recorded on the MID for free - visit askMID.com.

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