Walsave Credit Union Ltd
  • 181 High Street
    Bloxwich
    Walsall
    WS3 3LH
Walsave Credit Union Ltd is an award winning, community-focused financial co-operative offering savings accounts, affordable loans, and money management services for people living or working in Walsall. With a not-for-profit ethos, all profits are returned to members through dividends and improved services, making it a fairer alternative to mainstream banking.

Your Local Alternative to High Stree Banks

Founded in 1996 to serve council employees before opening to the wider public in 2000, Walsave Credit Union in Walsall has grown into a trusted financial hub for over 5,500 members. It’s owned and run by its members, with every decision made in the community’s best interests. Their mission is simple: help people save regularly, borrow responsibly, and avoid high-interest lenders.

Located right on Bloxwich High Street, Walsave Credit Union is easy to reach for people across Walsall, whether you’re popping in on foot, by bus, or by car.


Services That Make a Difference

Whether you’re saving for the future, managing household bills, or need a fair and transparent loan, Walsave offers an inclusive range of services:

  • Savings accounts with free life insurance for eligible members

  • Affordable personal loans with low APRs and no early repayment fees

  • Budget accounts to help with bill management

  • Junior savings accounts for younger members

  • Payroll deduction schemes for easy saving at work

  • Insurance and lottery products

  • Online banking and a “Suits Me” card for everyday spending

From back-to-school loans to holiday funds, Walsave focuses on helping people achieve their goals without falling into debt traps. They also welcome members who might not meet strict high street bank criteria, including those without photo ID or on Universal Credit.


Rooted in Community

Walsave isn’t just about finances – it’s about community spirit. They actively support local charities like St Peter’s Independent Food Bank in Bloxwich and the Bentley Community Food Hub. Campaigns like #PaydayYourWay promote payroll savings and help members avoid payday lenders.

In 2025, their dedication was recognised when they were named Business of the Year at the Express & Star Business Awards.


Why Choose Walsave?

Choosing Walsave means you’re not just a customer, you’re a member-owner. You’ll benefit from a fair return on your savings (a 3% dividend was paid in 2023–24), straightforward loan terms, and personal service from a small, friendly team. Every pound saved stays in Walsall, helping to strengthen the local economy.


Services at a Glance

  • Savings accounts (with free life insurance for eligible members)

  • Budget accounts

  • Personal loans

  • Junior savings accounts

  • Payroll deduction schemes

  • Christmas loans

  • Insurance products

  • Lottery scheme

  • “Suits Me” card

  • Online and in-branch banking


Loan Calculator - See What You Could Borrow Today

Thinking about a new purchase, covering unexpected costs, or planning that dream holiday? Walsave Credit Union’s easy-to-use loan calculator lets you see exactly how much you could borrow and what your repayments might look like. No complicated jargon, no hidden catches – just clear, upfront figures so you can make the right choice for your budget.

Full details and terms can be found on their website here.


Contact Walsave Credit Union Ltd

Address: 181 High Street, Bloxwich, Walsall, WS3 3LH
Phone: 01922 405080

Opening Hours:

  • Monday: 9:30 am – 3:30 pm

  • Tuesday: 10:30 am – 3:30 pm

  • Wednesday: 9:30 am – 3:30 pm

  • Thursday: 9:30 am – 3:30 pm

  • Saturday: 9:00 am – 12:00 pm

  • Sunday: Closed


Walsave Credit Union Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, registration number 213796





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