The British Insurance Brokers’ Association (BIBA) has welcomed news of the new Continuous Insurance Enforcement regulations issued by government recently. It will now be an offence to keep an uninsured vehicle, rather than just to drive when uninsured.
The new ruling is not to be taken lightly as BIBA’s Head of Corporate Affairs, explains: “A new system will be launched this spring that compares records on the Motor Insurance Database (MID) with those held on the DVLA Vehicle Database to indentify keepers of uninsured vehicles. “
If vehicle keepers fail to insure, or submit a Statutory Off Road Notice (SORN), they could be liable to a fixed penalty of £100, prosecution with a fine of up to £1,000, and/or wheel clamping which could result in the seizure of their vehicle with the attendant costs.
This is a much fairer system as responsible motorists pay an average £30 each year within their premiums to cover the costs of uninsured driving. It is estimated that uninsured and untraced drivers kill 160 people and injure 23,000 in the UK every year.
So be safe and check your insurance on www.askmid.com or speak to your insurance broker for further guidance.”
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