Is your bedroom a peaceful and restful retreat, or are you glad you spend most of your time in there with your eyes closed?

An Enterprise Resource Planning (ERP) system is a suite of business process management software that allows companies to automate many back office functions related to technology, services, HR, planning, development, manufacturing, sales and marketing.

Steam cleaners seem to be all the rage at the moment, and retailers report that sales have been booming. With handheld models starting at under £40 they are an affordable and effective cleaning gadget to have around the home, perfect for cleaning floors, mirrors, tiles and grout, or for de-greasing cooker hoods, hobs and grills.

Only a week ago the papers were reporting how “Buy-to-let investors have had a bumper year” with data showing the average annual return for landlords was 12.7% before tax, mortgage repayments and maintenance costs were taken into account. There were even some new discounted mortgages aimed at buy-to-let landlords – 3.09% fixed for 2 years for example. All good it seems.

After the coldest August for 21 years the prospect of winter being already on its way could be a cause for depression. But wait… first we get a few months of autumn, the season of mists and mellow fruitfulness, a wonderful time of year for food lovers and anyone willing to investigate local, seasonal produce.

There are many novel ways to get fit and lose weight these days – boxercise, zumba, pilates, yoga etc. etc. - but how many of them offer fitness, weight loss and give you the skills to defend yourself as well?

National Payroll Week recognises the contribution that payroll makes to the UK economy, after all a massive £152bn is collected through income tax and £102bn through National Insurance via company payrolls every year.

The Late Payment of Commercial Debts (Interest) Act 1998 is a very useful piece of legislation for small businesses who cannot afford to offer long periods of credit to its customers and clients. The act is designed to both deter late payments and compensate companies whose invoices aren’t paid on time, awarding them interest on outstanding debts and fixed amounts of compensation.

How nice to wake up to sunlight pouring into the house on an early-summer morning, especially after a long winter. Winter days do have their own particular pleasures - frost-tinted gardens, crackling log fires - but do there have to be so many of them?!

Tipsy friends with glasses of red wine. Aged dogs with dodgy bladders. Toddlers with marker pens and dodgy bladders. They are all sworn enemies of your carpet, poised to wreak havoc on the most expensive large surface in your house, the one you spent weeks choosing and months paying for, or the one your landlord fitted and which could hold the key to getting your deposit back.