Working in association with Vitality (insurance that rewards you for being healthy), we can help you to choose life insurance and serious illness cover so that those who matter most to you will be protected should something happen to you. Vitality's award-winning insurance protects not just your family, it also rewards you for looking after your health.
Why do you need life insurance?
What about serious illness cover?
Roughly half the population will develop some form of cancer (Source: Cancer Research UK).
Unlike other brokers, we offer Serious Illness Cover rather than Critical Illness Cover. This means you’re protected financially for 178 separate conditions; most critical illness policies only cover about a quarter of the conditions Vitality do.
What else is different?
Vitality offers insurance that rewards you for being healthy; for example, if you stay active, you could get money off activity trackers including Apple Watch Series 3! Staying healthy and active will also help you gain rewards like weekly cinema tickets, discounted gym memberships, half price sports shoes, half price bikes, discounted tickets for family trips and more.
Your premium is based on a range of things, including age, height, weight, health, and whether you’re a smoker.
Working with Roy was a bit of an eye opener. I had an income protection policy that would not have paid out the amount that I thought it would due to a change in earnings. In effect I was overpaying. He...
Roy is very helpful and knows his market really well-accessing a wide range of products at competitive prices. I am very happy with my VitalityLife Plan which has not only given me great cover and peace...
Roy and his team at Hart made sorting our our Health Care programme for our small business a breeze. We went with Vitality and he helped us get setup with the programme, understand the benefits and explained...