The helpline that provides free confidential and independent advice on how to deal with debt problems. We offer debt advice for people living in different parts of the country. This is because the law concerning debt varies depending on whether you live in England and Wales or Scotland. You can be confident that the advice we offer is targeted to you. National Debtline is available Monday to Friday 9am - 9pm and Saturday 9.30am - 1pm (24-hour voicemail is available - please leave a message to request an information pack or factsheet).