Our core service is advising on and arranging mortgages, protection and insurance, however we do alot more and aim to be your main contact for all your property related needs. Please contact us in the first instance if you are:
Thinking of buying your first home.
We can guide you on renting vs buying, searching for properties, making offers, finding a good solicitor, survey types, likely costs etc, and of course we can sort out your mortgage, protection and insurance needs.
Thinking of moving home.
We can guide you on estate agents' fees and other costs, finding a good solicitor, buying without selling (let to buy) etc, and of course we can sort out your mortgage, protection and insurance needs.
Coming to the end of a mortgage deal.
We can compare your existing lender's offerings with those available from other lenders, and advise you on a suitable option for you.
Thinking of buying to let.
We can discuss all the considerations of a buy to let (costs, tax, legislation etc), search the market for buy to let mortgage deals, arrange landlord's insurance etc.
It is often overlooked that tenants need protection too. How will you pay your rent if you cannot work due to illness or injury? Are your contents insured?
Inadequately protected or insured
I discover that many people have inadequate or overpriced protection or insurance so it is good to regularly review this.
For mortgages and protection we search the whole of the market with the aim of finding a competitive product to suit your needs and circumstances. There may be a fee for mortgage advice. This is typically £95 when you apply for a mortgage plus £200 when the mortgage completes. The precise amount will be depend on your circumstances and will be confirmed and agreed with you before chargeable work commences. We will also be paid commission from the lender.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE MOST BUY TO LET MORTGAGES
Guest Independent Mortgage Advice Ltd is an Appointed Representative of TenetLime Limited which is Authorised and Regulated by the Financial Conduct Authority.
Registered in England & Wales. Company Registration Number is 05012618.
Company registered address: Old Anglo House, Mitton Street, Stourport on Severn DY13 9AQ.
Fast, friendly and efficient. Found me a great mortgage when I have complicated circumstances! A big thank you to Lee and his team.
Were extremely helpful from first enquiry to completion of mortgage. Answered all questions quickly and professionally and kept us fully informed every step of the way. Would definitely recommend.
I have worked with Guest Independent for two house purchases and the service has been faultless both times. The team could not be more helpful and I wouldn't consider using anyone else. Lee and Nikki helped...
Great local estate agent and in house financial advice, definitely recommended.
Very easy to deal with and genuinely interested in trying to help you get the best product for you. I would recommend.