Guest Independent Mortgage Advice Ltd was created in 2004 by Lee Guest who has been a Financial Adviser since 1998.
Our core service is advising on and arranging mortgages, protection and insurance, however we do alot more and aim to be your main contact for all your property related needs. Please contact us in the first instance if you are:
Thinking of buying your first home.
We can guide you on renting vs buying, searching for properties, making offers, finding a good solicitor, survey types, likely costs etc, and of course we can sort out your mortgage, protection and insurance needs.
Thinking of moving home.
We can guide you on estate agents' fees and other costs, finding a good solicitor, buying without selling (let to buy) etc, and of course we can sort out your mortgage, protection and insurance needs.
Coming to the end of a mortgage deal.
We can compare your existing lender's offerings with those available from other lenders, and advise you on a suitable option for you.
Thinking of buying to let.
We can discuss all the considerations of a buy to let (costs, tax, legislation etc), search the market for buy to let mortgage deals, arrange landlord's insurance etc.
It is often overlooked that tenants need protection too. How will you pay your rent if you cannot work due to illness or injury? Are your contents insured?
Inadequately protected or insured
I discover that many people have inadequate or overpriced protection or insurance so it is good to regularly review this.
For mortgages and protection we search the whole of the market with the aim of finding a competitive product to suit your needs and circumstances. There may be a fee for mortgage advice. This is typically £95 when you apply for a mortgage plus £200 when the mortgage completes. The precise amount will be depend on your circumstances and will be confirmed and agreed with you before chargeable work commences. We will also be paid commission from the lender.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE MOST BUY TO LET MORTGAGES
Guest Independent Mortgage Advice Ltd is an Appointed Representative of TenetLime Limited which is Authorised and Regulated by the Financial Conduct Authority. Registered in England & Wales. Company Registration Number is 05012618. Company registered address: Old Anglo House,Mitton Street, Stourport on Severn DY13 9AQ.
Buy to Let Basics from Guest Independent
7th February 2015
Author: Lyndon S
Some great information on Buy to Let from Guest Independent based in Bromsgrove....