Applying for a mortgage nowadays can be a very confusing and even daunting experience. You can get so much 'advice' from many quarters - from bank staff and estate agents to a whole host of online sources, not to mention well-meaning friends. However, how do you know if this advice is right for you and your circumstances?
Your home may be repossessed if you do not keep up repayments on your mortgage.
What do we offer?
At Top Dog Mortgage Company our fully qualified mortgage consultants work exclusively for our clients and their interests. Before making any recommendations we will determine your objectives, priorities and preferences then compare the rates, costs and criteria from a carefully selected panel of mortgage lenders - from big high street names such as Halifax and Nationwide to specialists such as The Mortgage Works and Platform - and then present the results of our research in a way that is understandable and jargon free for your consideration. We can then handle the application process from start to finish on your behalf to ensure it’s done as swiftly and efficiently as possible.
Why is our advice different?
Because we give mortgage advice rather than 'selling' mortgages our business is always 100% client-driven, so you can be sure that our recommendations will always have you and your objectives in mind with a service that's both friendly and professional. Every step of the way your questions are answered to ensure you fully understand the implications of your new mortgage and you'll benefit from unbiased, specialist mortgage advice tailored to your exact circumstances. There’s never any pressure and we proceed at the pace you're comfortable with. We also maintain timely contact after completion and look to build a relationship that will last for the lifetime of your mortgage.
Some of the areas we can help with include:
• First Time Buyer Mortgages
• Mortgages for Home Movers
• Remortgages & Rate Reviews
• Tied Accommodation Mortgages
• Buy to Let Mortgages
• Mortgage and Income Protection
• Landlords, Buildings & Contents Insurance
What do we charge?
In addition to being paid a commission by the chosen lender there may be a Broker Fee of between £0 and £599 payable depending on the complexities of your requirements. If there is a Broker Fee chargeable it will be agreed upfront and payable on the successful issue of an appropriate Mortgage Offer. There is no fee for returning clients.
Where are we?
Our registered office is in the centre of Bath however the majority of our clients are helped over the phone and via email. Please contact us on 01225 430556 or via firstname.lastname@example.org with your requirements and to see how we can help you too.
Please contact us for a no-obligation discussion on 01225 430556 or email@example.com to find out how we can help you with your mortgage requirements.
Me and my partner have Just finished our mortgage application with Andrew and brought our first home through the consent to let scheme, have to say he has been amazing, so helpful and always there to answer...
I would highly recommend Top Dog. They helped my boyfriend and I buy our first home. They made the whole process quick and easy. They couldn't have been more helpful, they explained everything and kept...
Although not based in Bath myself, I discovered Rosemount finance whilst looking for information online for a mortgage that met my unique requirements (I live in tied accommodation). Andrew Pratt's customer...
As we are self employed not everyone is willing to give you a mortgage, and also I had an unfair CCJ sent to me by a utility company after moving address and not receiving it in the first place. Even after...
Between myself and my wife our circumstances have always been quite unique. My wife is self-employed and I myself have a couple of different incomes. We had a long term goal about getting the mortgage...