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Roy was very efficient and helpful; extending a "hands on" approach at every stage of my mortgage application.
I was reluctant to use a mortgage broker, but from now on I will always use Heswall Services. Roy found us excellent quotes, took time to tailor them to our needs and then efficiently did all the work we needed to arrange the mortgage smoothly. I could not fault him on anything and he made what could have been a stressful process very straight-forward.
I have recommended Roy to several of my friends and colleagues as the service he provides is outstanding. Roy listened to what I wanted and got me a great deal. He kept me informed at every step and was very patient answering all of my questions! I live in Birmingham, so all of this was done over the phone and by email. I went to Roy because nobody locally would respond to my enquiries and he was recommended. Thank you so much.
Roy offers excellent personalised advice. He is friendly, helpful and patient, and explained the process so that I could understand. He went the extra mile. I can't praise Roy enough and I would definitely recommend his company.
Roy offered a friendly service, he turned around quotes very quickly. Also thanks to his advice, I have seen my minimum monthly payments drop on my mortgage with lowering interest rates, which made me even more satisfied with his services.I would definitely use this company again and warmly recommend it to others.
I've been to Heswall Mortgages (Roy) on several occasions and have recommended him to my friends and family. Why? Well because he knows his stuff, is up to date on his subject (as you need to be in the current market!) He is genuinely interested in the 'customer' and is a very honest person. Here's one who you can definately trust. 10 out of 10 from me.
Heswall Mortgage Services provides a personal efficient service with the knowledge and experience of a national operation.We've used Heswall Mortgages Services a couple of times now, and on both occasions we've received a first class service. Roy at Heswall Mortgage Services put in a great amount of effort and found us numerous deals with attractive rates.We can't thank Roy enough for the service and the friendly professional advice! Nothing was ever too much. We recommend him to everyone!
I recently had to re-mortgage my home for many reasons and contacted Heswall Mortgage Services. I found Roy Hawkins understanding, helpful and patient. He was able to idtify a very benificial product and within a period of a month arrangements were concluded, which covered the Christmas and New Year holliday period.It was refershing to deal with a conpany that was for quick and efficient and also identifying the correct product. I would wholehearedly recommend tham.Sincerely yours - Allan Bowen
Heswall Mortgages were very professional with their service. i made an enquiry and I did not have to wait long for some professional advice . They were vwery polite and reliable. I felt that I could trust them. excellent service.
I have been very impressed by the friendliness of this service. The information and advice has been delivered with calmness and patience. It has been explained in a way I understand. Which I have not found with other companies, who seem only able to provide information in a set format and not alter their style according to their clients needs. Keep the good work going I will be back for more advice soon.
Sourced the best mortgage deal for me in a hugely competitive market
Honest advice and good support. Clearly explains options and made the process of being a first time buyer much less stressful than it could have been.
In the middle of the banking crisis, with reduced household income and various debts to service, I approached Heswall Mortgage Services looking for a LARGER mortgage.Roy found me a fixed rate deal that provided funds for home improvement, fixed outgoings for several years and was STILL less to pay each month than my existing mortgage lender was offering on our previous (smaller) mortgage!Throughout a difficult process Roy was patient, understanding and frank in his advice. I mention him to everyone I know.
Roy was recommended to us by more than one friend and we know why he helped us with out last mortgage and we are about to contact him again for a remortgage. He gives clear advice without the confusion, no hard sell and such a lovely trustworthy person. If you think it's a scary jargon finance world out there then contact Roy he explains mortgages for dummies like us Thanks Roy!
Roy is such a genuine lovely person to meet entirely happy to trust his advice. On the topic of advice if you haven't a clue about mortgages on offer these days or the jargon not to worry Roy explains everything in a non-scary way.I know lots of people in my company who use Roy and all have fantastic comments about the service received. We are about to contact again for remortgage and have confidence he wont let us down this time either.
Heswall Mortgage services were able to find us the most competitive mortgage but have also been on hand since to help with any mortgage or insurance queries. Roy is very approachable and has become a friend as well as our mortgage expert!
Heswall Mortgage Services are extremely efficient at trying to find you the best quote available. Very good service, fast response and honest too! Great company.
Genuine friendly and clear advise provided very quickly and, in our case, the advise was to go direct to the lender as we could get a better deal than going through a broker - how honest is that!
Roy Hawkins of Heswall not only gave me excellent advice when I was looking to re-mortgage but also was really prepared to go the extra mile in helping me with my application. Roy is approachable and a good communicator. I would have no hesitation whatsoever in recommending his business to other people.
we have used heswall mortgage services several times over the last few years. roy has dealt with all our requests,both business and personal,with wisdom,integrity and discretion. we would highly recommend roy hawkins to anyone needing a mortgage.
Roy Hawkins gave us excellent service over 6 years ago when we were purchasing our present home. However since then Roy has regularly given us sound advice on re-mortgaging, on insurance and even telling us of good deals for home utilities. He is never over bearing in his advising or recommendations but faithful in ensuring we know the exactly what we may be putting our name to. I highly recommend Heswall Mortgage Services as a business that I love.
Roy was very friendly and pro-active in finding me a mortgage during the start of the recession. During this difficult time he came up trumps. His service is friendly and none aggressive I would definitely recommend or use him again.
Roy Hawkins has offered us incredible, personally tailored service each time we have used him. He has dealt with our last two mortgage changes including a house-move. We have strongly felt that he has listened carefully, understood our personal circumstances and found the best value mortgage for us. Roy offers excellent service, always fast in responding to calls and emails. Roy is full of integrity.I honestly can't recommend his business highly enough!
The service I received from Roy at Heswall Mortgage Services was absolutely outstanding. I'd been to two other advisors before and wasn't satisfied withi their advice, and Heswall Mortgage services were recommended to me by a close friend. The service I received from Heswall was far better in every way. Roy met me on a Sunday afternoon to fit in with my busy schedule and dealt with my by email as well as meeting in person. I regularly recommend Roy to my friends and family and know about 10 people who have used him now, who are all equally as happy with the service. An absolutely fantastic company, who I can't praise enough.
Excellent, friendly service. Would highly recommend.
Heswall Mortgage Services was recommended to me, and I am happy to recommend them to anyone! As a first-time buyer I've really appreciated the time and effort Roy has put in on my behalf, and the mortgage he suggested knocked the socks off the one my bank was offering to me as a 'valued customer'.
I have known Roy for many years and had no hesitation in approaching him with a view to taking out a mortgage in my sole name when I divorced and the house went up for sale. He gave me sound advice as to my best options and although the house has not yet sold I WILL be seeing him when I need to finally sort that mortgage out.
Great Service - operated with honesty and efficiency. Explained difficult concepts in easy to understand language. The work was prompt and high quality. The advice offered was insightful and invaluable. Thank you.
Clearly and quickly identified our needs, providing transparent and appropriate advice to us in simple english with no jargon!! All legal aspects were explained in clear english. Mr Hawkins provides exceptional service and it is a pleasure doing business with him.
Roy provided me with an excellent service in all my dealings with him. As a first time buyer he explained everything that I would need to consider during the process and did so in an understandable, jargon free way! He always made himself available if I had any issues that I wished to discuss and would do so in a friendly and proffessional manner. I would not hesitate to recommend Roy to any person seeking Financial Advice and will certainly be using him again!
The advice given is impartial, honest and allowed us to choose the best mortgage for us. We didn't receive this sort of quality advice anywhere else. The whole process was made easy to follow and understand and Roy was on hand throughout to answer questions and help the process along. I will always use Heswall Mortgage Services in the future and have recommended this business to many people already.
Roy Hawkins is trustworthy, genuine and great to have on your side when sorting out financial matters. You feel in very safe hands and I can not recommend him enough. We will use him again and we dont hesitate to drop him an email to ask his opinion or query small matters. He replies the same day and helps in anyway possible. Total Star !!!
very caring and honest advice. very professionaly administed
Such a friendly and helpful business. Alway willing to go the extra mile to get the very best deal for the customer. Treating Customers Fairly is definitely top of this list.Not only has the business helped me but my friends and family too.Keep up the good work, I certainly don't have a bad word to say about this business.Some of the 'bigger players' could take a leaf out of Heswall Mortgage Services book.Well done.
As a single mum with children this was my first time at having to sort out a mortgage. Mr Hawkins provided an excellent service and took the time to explain everything to me. I will be back when I need a new mortgage/move house and will also now ask about insurance. Very reliable and trustworth. I have already recommended Heswall Mortgages to others and will continue to do so.
Heswall Mortgage Services found us a really good deal for a mortgage during the depth of the recession. Another broker based in Lancashire had tried and failed miserably to arrange anything.Hewsall Mortgage Services always promoted optimism and a positive outlook during what was quite a trying time. They worked none stop and eventually found us a good product to get us through, hopefully, to the end of the recession.
Mortgage advice has always been good and proved to be so, I was sad to see my 0.68% tracker mortgage come to an end!. Roy is willing to take time to explain all of the options and is open and honest, if a mortgage offer from elsewhere cannot be bettered he tells you so and does not try to sell you an alternatuve.
Very efficient. Does what it says and hen it says.Good people to deal with
The professionalism and dedication to helping me with my mortgage was second to none!I would recommend Heswall Mortgage Services to anyone, and have since advised friends to use their services.
HESWALL MORTGAGE SERVICES helped my wife and I take our first step onto the property ladder!Roy could not of been more helpful, supportive and professional in advising us and taking us through all of the documentation. He put up with all my questions and was excellent at laying out all of the options and describing the differences and things to watch out for - very professional yet approachable and friendly. Ideal!Feel the Love Roy!
A Mortgage Broker who actually took the time to listen and understand what we wanted and required. Advised on our first visit against changing our mortgage even though that meant no financial gain on his behalf. A friendly and personable service that can be trusted to act in your best interests. Provided a comprehensive review of all products on the market and set up our most recent mortgage changes with the minimum of fuss. Highly recommended.
Sound financial advice presented in a friendly simple manner. Great knowledge of the mortgage market and its pitfalls. A definite recommend.
Friendly and helpful broker. Got us the best possible mortgage deal. Feel he really acted on our behalf. Nothing is too much trouble.
I have used Heswall Mortgage Services on several occassions now and I am extremely pleased with the service you get. There is no hard sell tactics and the products recomended suited my purposes perfectly. Roy is a really nice helpful guy and I have recomended him to many of my friends.
Roy is always honest and very helpful. He is not pushy and is concerned about getting us the best deal. We would thoroughly recommend him.
The service I received from Roy Hawkins was excellent, he provided me with good impartial advice and was happy to help even when he had no products to offer.
Provided a fantastic service when I was buying my first house. At it was our first time buying we were very unsure of the options available to us in the mortgage market and also very nervous about selecting the right product. Heswall mortgage services eased our worries and helped us throughout the sale, spreeding up the process and helping us get our house. When our fixed mortgage is up for renewal we will be contacting Heswall mortgage services without hesitation.
Heswall Mortgage Services made the whole business of choosing and applying for a mortgage so easy. Their service was friendly, yet professional. What could have been a trying time was made completely painless. I thoroughly recommend them to anyone seeking mortgage advice.
Good service and very trustworthy. Always striving to help.
Roy did our mortgage and was brilliant. The thing you really need with a mortgage broker is someone who won't drop the ball. Roy didn't, and really went the extra mile for us. When someone else messed up at the last minute, Roy stepped in and made it happen. Highly recommended.
Great speedy impartial advice and great at communication!
We've used Roy (Heswall Mortgage Services) twice now when we have either been remortgaging or moving house. He is very accommodating, impartial, excellent at explaining the 'legal bits' and made the whole process very easy - and a great guy to boot! Would definitely used him again and recommend their services to any friends.
Brilliant service, really helpful, made buying a house so easy and relieved the stress. Useful advice, great level of communication
I've had some really good advice and have told all my friends who are buying, or thinking of buying homes to contact Roy. He's great!
A friendly and professional mortgage broker - Roy helped us find the best deal for us when we were re-mortgaging. There's no bias to one particular lender, no chasing after the commission, just good independent advice to try and save you money. He's also been very helpful with other queries once we took out the mortgage, so you get a fully rounded service, and it's one we'll definitely use again!
I first came accross Roy Hawkins (Heswall Mortgage Services), at the start of the Banking crisis. My fixed deal was coming to an end and the good deals were vanishing. Roy worked extremely hard, made sure I was fully aware of what was going on and, in the end, got me a very good deal. He was careful, thoughtful and calm. I am now moving house and using Roy again. I recommend him without question.
I had absolutely no idea about mortgages and which was the best option to choose that suited me. Roy Hawkins explained everything to me, nothing was too much trouble and not only helped me when i bought the house but also when i re mortgaged two years later. He was always approachable and his advice that he gave me was invaluable. I trust him totally and have recommended him to all my family and friends. If you need good, solid and trustworthy advice, this is definitely the place to go.
Roy provided me with an excellent service when I needed my mortgage. He explained everything clearly and went into as much detail as I wanted. Roy then tracked my mortgage application and kept me informed at every stage in the process. Nothing was too much trouble for Roy.
Fantastic Mortgage broker. Best ever! Helped me with every step and I would recommend them to anyone.
Heswall Mortgages provided a personal and professional service when we bought our first house. The service was brilliant, and we knew that we were getting advice that we could trust - something yo can't always ely upon with other companies. We have other friends too who have usd Heswall and have had the same good experience
What I like about Roy Hawkins, the owner of Heswall Mortgage Services, is his integrity. Roy provides a straightforward, thorough, efficient and honest service. He once told me he couldn't beat the deal I had on a Mortgage and so I should stick with what I had. Recently he sourced a better deal. I value that and recommend him to friends with confidence. Top guy!
As a first time buyer, my husband and I had many questions and concerns about mortgages, interest rates, house and life insurances, and just general house buying queries. Heswall mortgage services were so helpful in all aspects of our move, they were efficient and timely in their responses to questioning and with quotes, they were friendly, professional and they overall made our house move much easier by finding us some great deals for mortgages and insurance.
Very helpful advice. Roy has responded quickly to our need for assistance and has explained options thoroughly.His knowledge of the market and access to a wide range of provision has maximised choice and made the selection process easy to achieve.He is approachable and friendly and is willing to commit the time to bring about a successful outcome.
Roy Hawkins is the best thing about the business. He has helped us to save so much money and is always there for us if we need support or advice. He is never too busy to help and always happy to do so. Many thanks to Heswall Mortgage Services!
I love the personalised support and the great advice that is given. The quick response to questions. Very proffesionalThanks
Roy Hawkins!Roy found and organised my mortgage for me 3 years ago, and also sorted out associated insurance etc - he was great in answering all my queries, replied really promptly and gave really good advice. He's also still on hand with my more recent queries, and continues to look out for new deals for me, as well as sending update emails on the market.I've been recommending him to everyone I know since then (and will continue to do so)- everyone has said exactly the same.
Mr hawkins provides a very personal honest and friendly service. He has found us the best deals on our mortgages, and helped us in our long term investment plans, and he provides unbiased opinions and looks out for his customers 100%. We have introduced his company to many of our friends who have been very pleased with the effort and consideration Mr hawkins puts in to meet their needs, in a very friendly and personal way. I would recommend his company to anyone, knowing that you would not be disappointed.
Very helpful, great at keeping in contact and secured us a mortgage that was suitable for us. Couldn't do enough to help us, the process was very smooth indeed.
I would just like to say thank you to Roy at Heswell Mortgages. I was a first time buyer and needed a mortgage in place fairly quickly! I also needed lots of guidance throughout the whole process and I cannot fault Roy for his wonderful support and guidance. Thank you!
I received a fantastic service from Heswell Mortgages. The whole process ran really smoothly which was a big relief as I was a first time buyer and needed a lot of guidance through the whole mortgage process. I cannot recommend Heswell Mortgages highly enough! Thank you!
Very caring, considerate, competent. Personalised in both relationship terms and the tailored service offered. Offered advice outside the original remit. Very friendly approach and style encourages confidence in a potentially worrying area.
I have known Roy for a number of years and dealt with Heswall Mortgage Services during that time.The service provided by HWS has always been first class and my business with them has always exceeded my expectations not only of the service levels but also the professionalism and expertise of their subject.I would highly recommend Heswall Mortgage Services.
Helpful, professional, do what you want ie. actually listen to your needs - and genuine really nice people!!
I love the personal interest shown by the proprietor of the company and the ethical way that all business is transacted.It's very unusual these days that you can honestly recommend a company to family, friends and colleagues knowing that they will receive first class service and excellent attention to all their requirements. Heswall Mortgage Services gives this. Try it and you will find out like we have!
It's great to have a service that is so personal and so committed to you - we really felt as if they wanted the best for us and they got us a deal we could never have got on our own! The only mortgage broker we'd ever consider using - hugely recommended.
Heswall Mortgage Services were recommended to us by friends when we were recently looking to remortgage our home. We were delighted with the service provided to us. Our situation and financial needs were completely understood and we consider that we were given excellent advice which is going to save us money. Communication was really good throughout the whole process.
We met with Roy 18 months before buying our first house, his advice then was invaluable. When we decided to purchase our house, Roy instantly remembered who we were, arranged meetings to suit us and was extremely friendly and helpful. Neither of us had a clue about what to do, but Roy made it all simple and explained things until we understood. The house purchased had to go through very quickly, and Roy was able to meet with us any time we needed (even evenings and weekends) so that we would not lose the opportunity to buy the house. His advice about the house buying process was 100 times more valuable than the solicitor who we were paying a fortune to work for us. He always rang back, allowed us to call his mobile and replied to e-mails within minutes. We can not thank Roy enough and would not hesitate to reccomend him to others. We certainly wouldn't consider using anyone else. Thank you Roy!
My wife and I are delighted with Heswall Mortgage Services! We didnʼt have a clue as to what we were doing when we wanted a mortgage and Royʼs explanations, advice and work on our behalf was excellent. He made the process very easy for us. We will definitely be using Heswall in the future. We really highly recommend Heswall!
The service I received from Heswall Mortgage Services was truly excellent - my circumstances were a little complex but Roy understood immediately what I was looking for and quickly set out clearly a range of options for me to consider.Coupled with a really friendly approach and a true sense of Client Service, I could not have asked for more.
An all round fantastic service which took the stress out of buying our first home. Heswall Mortgages were fantastic at communicating complex financial concepts in a simple easy to understand way and brilliant at searching the whole market to find the package that suits us best. A service I can only describe as going the extra mile.
We were staggered by the efficiency and friendliness of Roy at Heswall. After being completely let down by a different company, a friend recommended Roy who listened to our requirements and came up with the perfect mortgage solution for us within 1/2 a day. We were so impressed that we asked him to look into our house and contents insurance - and even though we had a good deal already, he bettered it. As the person above me says - we wouldnʼt consider using anyone else now!
Excellent Service. No time wasting - highly efficientEverything went through smoothly Addressed our specific needs - very personal and individual service
We recently used Heswall Mortgages to remortgage our property. They provided us with a a good choice of mortgage options and secured us a great deal, based on our personal mortgage preferences. Fantastic service. Not being local, we relied mainly on email contact and received extremely quick replies to different quesions. We would thoroughly recommend them! We were so impressed by the service that we also changed insurance through them too! We know where we will be going, when we need to remortgage in 3 years!!
As a sixty one year old starting from scratch, I was not at all confident about being able to get a mortgage. However, Heswall Mortgage Services offered me a reasonable selection culminating in a very good deal. The whole purchase went through without a hitch to my required timescales. I would have no hesitation in recommending this service.Allan M StewartBebington
My husband and I did not have a clue about the house buying/mortgage process when we started looking for a house last year. Heswall mortgage services provided us with good advice and did all that they could to help us through the process and get the right deal for us. I would recommend their services very highly to others.
We recently used Heswall Mortgage Services to find us our first morgage (and insurance). The service was exceptional with friendly, efficient staff and meetings held at times to suit us. They found us a great deal and did everything for us taking lots of the stress out of buying our first house and it didnʼt cost us a penny! We will definitely use them again and recemmend them to anyone!
I have recieved excellent service from Heswall Mortgages. they have been friendly and supportive through my whole house buying process, and found me a better mortgage than another firm! I have had no hesitation in recommending them onto other friends since then
We arranged our first mortgage with Heswall Mortgage Services, not really having a clue where to begin! The advice and support we received was outstanding - they bent over backwards to provide us with helpfully organised details of our options, gave solid advice without pushing us one way or the other and generally made the whole thing a breeze. Friendly and efficient, itʼs astonishing that they provide the whole service without charging broker fees. We wouldnʼt consider using anyone else.
Highfield House233 Liverpool RoadNestonWirral
CH64 7TW
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