Welcome to Charles Martin Finance
Charles Martin Finance in Lancaster and Morecambe offers unbiased, professional advice on the perfect Mortgages, Equity Release and Business Finance
Charles Martin Finance is an independent mortgage and finance consultancy based in the Lancaster and Morecambe area.
They have helped customers all over the country, but more particularly in the North West, arranging mortgages and loans - both personal and business - insurance, equity release, and much more.
Authorised and regulated by the FSA Charles Martin Finance provide comprehensive advice on all mortgages, loans, will and trusts, estate planning, tax avoidance, car leasing and overseas property mortgages.
About Charles Martin:
Authorised and regulated by the FSA Charles Martin Finance provide comprehensive advice on all mortgages, loans, will and trusts, estate planning, tax avoidance, car leasing and overseas property mortgages.
Originally from Leeds, I taught and performed in Manchester after obtaining my degree from the "Royal Manchester College of Music"
In 1979 I moved into the area with my family, Pauline who I have been married to for over 35 years and my sons Terence and Daniel. Having spent over half my life living and working in Lancaster and Morecambe, I now regard the area as my true home.
Many local people will know me from when I was a lecturer at "Lancaster & Morecambe College" or as a performer in local Pubs and clubs under the stage name of "Chas - King of the Keyboards"!!
I lectured in Performing Arts and General Studies at the College, working with students from all types of industries and services, so I can truly say I know a little about most jobs. In 1992 I left the College moving to schools and finishing my teaching career as "Head of Music".
However in 1996 all that changed. Why did I leave teaching and enter "Financial Services" you may ask? Simple - two reasons - teaching made me ill and I wanted to be my own Boss. If it goes wrong then it is down to me - I cannot blame anyone else. Entering "Financial Services" I began as a "tied life agent" and then became an "I.F.A." before concentrating on Mortgages and Business Finance.
You may wonder why "Business Finance"? Well many of my clients are in "business" and often require specialist help and advice regarding finance. They need to talk to someone they know, someone they can trust, who can provide sensible, realistic advice and not place demands on them that are unusually onerous. I've always believed - tell it like it is and don't waffle - and that is something my clients appreciate. If it can be done I will do it, and if not, then I'll provide the next best solution.
The majority of people in the Lancaster and Morecambe area are over the age of 55 and I realise that despite their age and experience, many need help and advice on how to have money in their pocket, and how to enjoy their retirement without having to look after the pennies and the pounds. They also need advice on what to do about their "estates" and they worry about "what will become of me"? These are questions we all face.
So I took the relevant exams and now "offer" not just "Equity Release Schemes", but also advice on how to ensure that clients have things "right". So when I talk to clients I ask them, regardless of who they are, what are their dreams and their hopes. That becomes our goal!
I've always enjoyed helping others reach their potential, obtaining their dreams. And do you know what? - I like a challenge!
That's why I probably offer more products and services than any other local or even regional, financial service business. When the Banks so "NO" talk to me. If the lender says "you need to do this" give me a ring and let's see if that is the case. If you want to move on, email me, I'm only too happy to have a chat and suggest things that you can do.
You know the hardest thing you can do? - Simple - pick up that phone, or email me! Then together we can talk it through. I look forward to hearing from you and hopefully meeting you.
Charles Martin
Services Provided:
· Commercial & Residential Financial Advice
· Property Finance
· Asset Finance
· Sale & Lease Back
· Vehicle & Equipment Leasing
· Factoring & Invoice Discounting
· Cash Flow Finance
· Venture Capital
· Mortgages
· Personal & Mortgage Protection
· Equity Release
· Wills & Trusts
· Estate Planning
· Car & Van Leasing
· Overseas Property Sales/Mortgages
Mortgage Services:
With fewer lenders and products, coupled with more stringent lending criteria, it is becoming harder than ever for many to obtain a suitable mortgage and many people just do not know who to approach.
Charles Martin Finance has access to the vast majority of present lenders and can source the most suitable product for you.
They can source any size of loan and arrange mortgages for properties refused by most lenders such as unusual construction, country house, agricultural tie, etc.
Call Charles Martin Finance now if you require any of the following:
· Residential Mortgages
· Commercial Mortgages
· Re-mortgages
· First-time Buyer Mortgages
· Buy To Let Mortgages
· Self-certification Mortgages
· Adverse Credit Mortgages
· Overseas Mortgages
· Insurance & Protection
Equity Release:
Equity release can be ideal for many people but it is not always the most suitable. Charles Martin Finance will discuss with you your needs, both immediate and long-term, at the same time look at your present financial situation. They will consider all of your personal requirements and only then recommend a suitable course of action.
As Independent Equity Release Specialists they can provide products from all of the lenders in this market place so that you are assured that they have sourced the most suitable product for you.
Purchase any Equity Release product purchased from Charles Martin Finance and they will provide you with a FREE WILL and a full Financial Analysis Report.
Business Finance:
It doesn't matter whether you are buying a business for the first time or simply looking to re-finance, Charles Martin Finance will look at your business plans and financial requirements objectively and then recommend a suitable plan of action.
Because they have access to a comprehensive range of lenders and funders Charles Martin Finance are uniquely placed to find the right funding solution for their clients.
And once that funding is in place they will maintain contact to ensure smooth running, as well as being able to call on business specialists from many different fields who may also be able to assist, making sure your business venture is a success,
Don't forget to mention thebestof Lancaster when you contact Charles Martin Finance