Independent Financial Adviser Richard Woodwards from Foster Denovo gives us an insight into the emotive topic of pensions....read more »
Serving Haverhill, Sudbury and all of the surrounding areas, Richard Woodwards from Foster Denovo Limited has carved a reputation as one of the region's leading holistic independent financial advisors, offering tailored, impartial advice on insurances, pensions and investments, designed to help protect your family and aiming to secure your financial future.
Protecting the things of value - yourself, your family, property, car, money and your health - makes absolute sense. And yet many of us only take out insurance because it's a legal requirement.
So what about the things that are so much more important than four walls or wheels? What about ensuring that your family is looked after once you're gone, or that your hard-earned money is not just sitting in a bank but making you more money?
The Foster Denovo Group is an innovative, values-based financial business, with a network of firms and independent financial advisors spanning the UK. It prides itself on its reputation for exceptional client experience, and is 'a company built on trust'.
Living in Sudbury but with many clients in Haverhill and the surrounding areas, Richard Woodwards is a holistic financial advisor, who is licensed to advise on all aspects of financial advice. Working predominantly with individuals, he specialises in investments, helping his clients obtain wealth through:
Tax free ISAs
Capital protected investments
Unit trusts and OEICs
However, as part of Foster Denovo Limited, he is part of a trusted network of financial advisors with their own niche specialities, enabling him to offer:
Critical illness cover
Building and contents insurance
Richard explains, "When it comes to investments, it always comes down to the individual's choice. Money is a very personal, emotive subject - my clients have either worked very hard to get to the point where they are in a position where they are ready to invest, or have perhaps been left money by a loved one.
"Before we start talking about types of investments we could look at, I carry out a risk profile to ascertain their short and long terms needs and expectations. We look at how long they can invest the money for, whether they are looking for growth or income, and the impact that any loss of money would have.
"My job is to look after my clients' money on a day-to-day basis, reacting to the market and helping them create a diverse portfolio of investments. I understand that people can panic if the market drops, so I'm always available to offer advice and reassurance, and aim to help them make the right decision in order to safeguard their money."
Richard continues, "I recently heard a quote - 'Live a life of significance'. I am incredibly lucky to be in a position where I can change people's lives, protecting them and their loved ones, and helping them secure a better, more comfortable financial future."
Contact Foster Denovo Limited
Please call Richard Woodwards on 01440 869539 for further information about investments and protection.
Please remember to mention The Best of Haverhill when contacting Richard Woodwards from Foster Denovo Limited.
The value of your investment can go down as well as up and you may not get back the full amount invested
© The Best of Haverhill
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