Freshfield Financial Services provide: Investment Planning, Retirement Planning, Mortgages, Inheritance Tax Planning, Life Long Care.
Welcome to Freshfield Financial Services
Please allow me to introduce myself, my name is Stephen McArdle, the owner and Principal Advisor of Freshfield Financial Services in Formby since its inception in 2002. Being a former Senior Advisor at Canada Life in Liverpool for some fifteen years and dealing in finance since 1987, it is my pleasure to offer the benefit of my long experience with the ever-expanding clientele of Freshfield Financial Services of Formby.
During this time I have accumulated significant experience in assisting both companies and private individuals to plan and protect their financial futures. That same experience allows me to offer expert and trustworthy advice in practically every area of financial planning, with particular emphasis placed upon on investments, estate planning, pensions and Freshfield Financial Services speciality, Long Term Care. This is delivered bespoke to my clients in the style that they demand.
One of the important aims of Freshfield Financial Services of Formby is to encourage its existing busy practice to grow by offering a personal and extremely professional service that relies on no-nonsense, easy-to-understand strategies for any financial problem.
Our dedication to this is one borne out of a duty of care to our clients and their various needs. Simply, I believe that it our responsibility and duty to provide clear, unambiguous and comprehensive options in order that the client may make an informed choice on the future strategy that is most suitable for their needs.
Freshfield Financial Services of Formby always offer an initial consultation absolutely free of charge and without any obligation. Our strong belief is that everyone should be entitled to the services of a financial advisor.
It is important to stress that in the sometimes impersonal world of finance, the service the client will receive will be of a highly personal and confidential nature for each individual customer. Current clients know that they can call our office and speak to a real person about their financial needs; a service that understands and cares for their business and personal needs and that will offer a consistent, first-class and friendly service on an enduring basis.
Freshfield Financial Services include:
Investments
The careful management of your investments is of critical importance when considering your financial well-being in the future. For this reason the reliable, strategic advice received from Freshfield Financial Services offers great benefits to our clientele.
Many new clients are referred from happy and satisfied existing clients who we are proud to have forged solid and enduring relationships with over long periods.
Retirement Planning
Whatever age you are it’s important to receive expert assistance on your pension requirements as early as possible. Whether it’s simply reviewing ‘A’ Day implications, assessing general pension requirements for your employees or setting up your own personal pension, Freshfield Financial Services has creative and reliable ways in which to strengthen your retirement options.
We work carefully with a trusted panel of providers to offer our clients the wide range of following products:
Protecting you and your Estate
There are a variety of areas to be considered when protecting our family and homes financially. These include Inheritance Tax and Long Term Care to name but two. We offer initial consultations and asess the personal nature of our clients' circumstances - allowing them to relate those circumstances to current legislation.
Business Owner's Services
Co-Director schemes, Key Person Plans, Employee Benefits - simple to understood guidance is our speciality.
Personal Cash and Borrowings
Freshfield Financial Services can offer a wide range of products to assist our clients. Independent Mortgage advice that offers you the flexibility to suit your requirements. Allow us to help your money work harder for you.
INTRODUCING: FRESHFIELD FINANCIAL SERVICES
LONG TERM CARE
With an aging UK population, many more people are now requiring long term care either in a specialist care home or in assistance with living at home. However an increasing number of families and individuals are faced with the problem of how to fund the cost of this care. According to figures published by SAGA, the average cost of this currently stands at £540 per week.
Freshfield Financial Services, aims to address the various issues people encounter in this area and offer easy-to-understand solutions in which these costly fees can be met or alternatively planned for in the future.
Greater Peace of Mind
Freshfield Financial Services provides practical solutions for financial issues at all stages of life and caring for our clients as they enter their mature years is no exception. We can offer the peace of mind you seek at a time when your need is greatest. Freshfield Financial Services, Long Term Care comprehensive advice extends to the following areas:
Planning to meet home care fees
Investment options for the elderly
Inheritance Tax and Will planning
Preserving your estate for your family
Mortgages
Freshfield Financial Services of Formby has a wealth of experience and knowledge to draw on, to offer you impartial advice on all types or mortgages. By taking your personal details and circumstances into account we can provide a ‘whole of market' search and thus through using all the lenders, we are able to place even the most difficult mortgages. When your own bank may say no, Freshfield Financial Services of Formby will often be able to help.
Freshfield Financial Services of Formby is not solely a reliable source of impartial mortgage advice, but we are also able to arrange a mortgage that is tailored to your individual needs, through matching your individual criteria up with the most appropriate lender.
Maybe you are looking to finance a self-build project or to release equity in your home, here at Freshfield Financial Services of Formby we can help. We offer advice on:
Your home may be repossessed if you do not keep up repayments on your mortgage.
Please call Freshfield Financial Services for your free, no obligation consultation now. Ensuring you a trustworthy, personal and reliable financial advice for all your needs
Representing St. James's Palace Wealth Management plc which is authorised and regulated by the Financial Services Authority. The St. Jame's Place Partnership and the title 'Partner' are marketing terms used to describe St. Jame's Place representatives.