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about us
Mortgage Broker and Independent Financial Advisor Richard Latteman in Bromley offers friendly, professional service and will assist you through the entire process.
Richard Latteman is a mortgage broker for Lucra Ltd.
Lucra Ltd are a group of Independent Financial Advisors who, unlike a bank or building society, are not tied to a small number of mortgage products.
Mortgages
Choosing the right mortgage for your circumstances can be a daunting process. Richard Latteman will find the mortgage that best suits your needs, whether you are:
- A First time buyer
- Moving home
- Remortgaging to save money
- Equity Release
- Buying to Let
From finding the right mortgage through to completing applications and paperwork, Richard Latteman will be with you every step of the way and his expertise advice and knowledge will ensure that the process runs as smoothly and quickly as possible.
Please call Richard Latteman on 020 8313 7529to arrange a free, no obligation meeting and take advantage of his mortgage broker experience, advice and expertise.
Independent Financial Advice
With many years of experience, Richard is perfectly placed to advise both individuals based in Bromley borough and companies based in Bromley borough on their planning for the future.
Independent financial advice for private individuals:
• Investments
• Pensions
• Mortgages
• Life Insurance
• Health
Independent financial advice for company directors and self employed business owners:
• Shareholder Protection & Partnership Planning
• Key Person Insurance
• Self Invested Pensions (SSAS/SIPP/EPP)
• Employee Benefits
• Tax Planning
Lucra Limited is an appointed representative of Tenet.
Your home may be repossessed if you do not keep up repayments on your mortgage.
For mortgage advice we can be paid by commission or a fee of typically 0.5% of the loan amount
When contacting mortgage broker, Richard Latteman, please remember to tell him that you found him onThe Best of Croydon

latest reviews
Richard's great advice took me from just getting by to actually having a healthy bank account! The whole process was much easier and simpler than I thought it would be too!
We were introduced to Richard by a friend several years ago when we needed a serious "Spring Clean" of our finances. He has given us invaluable advice regarding our mortgage, protection and pension arrangements and taken away our uncertainty about how the future will pan out.
We have known Richard for many years since he came to advise us on a re-mortgage. Since that 1st visit he has returned many times with further mortgage, protection and debt advice. Without hesitation he is always our first port of call for anything financial!
Thank you Richard for everything you have done on our behalf, particularly the peace of mind that you gave us.
My father had used Richard for mortgage advice in the past and recommended that I use him to secure a mortgage for myself. Richard did a brilliant job. One major plus was his level of communication. Richard ensured I was kept up to speed throughout the whole process. I would have no hesitation in recommending him to others.
Richard has gone "the extra mile" in providing me with sound financial advice on a variety of issues.
We had got ourselves in a bit of a financial mess and were in need of some quality financial advice. We are so pleased a neighbour recommended Richard as he was able to help us sort things out and get us back on the straight and narrow!
Having an illness that can impact severely on my finances means that I never seemed to have a manageable cash flow. I followed Richard's expert and friendly advice and now I not only have a healthy current account but I'm also building a small nest egg!
I had already been turned down for a mortgage before I approached Richard. I had already identified the property I wanted and didn't want to lose it. Richard really pulled the rabbit out of the hat for me, securing the mortgage and the house for me. I won't ever be going anywhere else for mortgage advice.
We first met Richard several years ago when he helped us purchase our first house together whilst also retaining our flat. We had no hesitation returning to him for advice last summer when our fixed rate deal came to an end.
Do any Financial Advisers out there provide a decent "after sales service"? Fortunately the answer is a resounding YES when it comes to Richard Latteman of Lucra Ltd. We wanted to make overpayments on the Northern Rock mortgage that Richard arranged for us a few years ago. Richard took the time to fully research our options and quickly came back with a recommendation. We are now making our desired overpayments and will definitely be contacting Richard to help with our future financial needs.
Do any Financial Advisers out there provide a decent "after sales service"? Fortunately the answer is a resounding YES when it comes to Richard Latteman of Lucra Ltd. We wanted to make overpayments on the Northern Rock mortgage that Richard arranged for us a few years ago. Richard took the time to fully research our options and quickly came back with a recommendation. We are now making our desired overpayments and will definitely be contacting Richard to help with our future financial needs. Anthony and Natalie Reseigh
I've worked with Richard for a couple of years and consider him a highly professional individual who will always endevour to go the extra mile. He is someone who invests in himself and continues to update his knowledge so he is a valuable resource to clients and prospective clients. I have no hesitation in recommending him.
I have know Richard for many years, both as a financial adviser and also as the chairman of the Bromley Business Club. Richard is very professional and has a great knowledge of his industry and I have no hesitation in referring my clients to Richard
Richard provide business networking, he works financial advice, he gave me good advice about my business.
Just to say a big thank you for all the help you gave to us. We got there in the end, with all the problems solved.
All completed ... everything went smoothly.... thank you so much for all your help and patience recently.
Thank you for your help recently. Quite a shock for me. I speak to a financial advisor giving me the best advise he can without trying to line his pocket.There may be hope yet for society.
Thank you for all the assistance you've given me and for making my life so much easier now my finances are all in place.