Yates and Co can assist you to arrange your mortgage by thoroughly assessing your exact requirements and situation, then find you the best mortgage or scheme. They providing a wide-ranging personal service to smooth your way through the mortgage application process, ensuring a fast mortgage offer so that you can proceed with your purchase or re-mortgage with the minimum of delay. Contact their Chester office to find out more.
Yates & Co: Your life - Your money
Yates & Co are established mortgage brokers who provide independent financial advice. Unlike traditional Independent Financial Advisers (IFA's), we work closely with you on a long-term basis to define the lifestyle you want and then plan what is needed to achieve it. We start with this goal in mind and work back from there. We call this Financial Planning.
You wouldn't build a house without the plans, so why make important financial decisions before defining exactly where you want to be in 5 or 10 years from now, or when you retire? We take the time at the start of our client relationships to really understand what your long-term goals are, often meeting several times before agreeing the best plan. This is then reviewed every year to ensure everything is on track.
Yates & Co believe that it's the amount of time we spend with our clients that enables us to provide outstanding quality of service, backed by our expertise and access to systems that help us create and implement the perfect financial plan for you.
Residential Mortgage Service
Our certified mortgage planners will help you to arrange your mortgage by carefully assessing your circumstances and requirements and then researching the most appropriate mortgage scheme for you.
If you are a first time buyer or are thinking of selling your existing property then it is important to consult us at an early stage. We can then assess your circumstances and requirements and research the best mortgage scheme for you. We can provide you with mortgage illustrations and explain the fees and costs involved so that you have all of the financial information to help you with your decisions.
Our independence enables us to access mortgage schemes with both high street and central lenders and we also have exclusive independent schemes to help our clients. We provide a comprehensive personal service to help you through your mortgage application process. This ensures that you receive a speedy mortgage offer so that you can proceed with your purchase with the minimum of delay. We complete all of the application forms with you and submit them to the lender, regularly monitoring progress and most importantly we keep you updated by phone, text or email. This means that you do not have to speak to the lender yourself as we handle everything for you.
Equity Release
For the over 55's, releasing capital from your home to supplement retirement income and/or to provide a lump sum can be an acceptable answer instead of the more obvious option of selling your existing property to release equity.
People use the money for a variety of reasons:
to supplement their retirement income
to improve their present property
to pay for health care in their home
to pay for medical treatment
to purchase a new car
to go on a world cruise
to buy a holiday home
to provide a deposit for their children's house
Our experience of advising clients on equity release is that they receive a new financial lease of life and independence at a time of reduced outgoings as it helps them to do the things they want to do.
The first meeting is free to discuss your circumstances and our priority will be to establish whether equity release is right for you by carrying out a comprehensive fact find and looking at any possible impact on state benefits. Once we are happy that it is appropriate, then we will research all of the plan providers for both lifetime mortgages and home reversion plans to obtain the best scheme to suit you.
For more information on the wide selection of excellent and professional Mortgage Broker Services available from Yates & Co in Chester, please visit or contact Phil or Gareth:
Yates & Co
1a Grey Friars
Chester
CH1 2NW
Tel: Chester (01244) 340 222
Email: mail@yatesandcoifa.co.uk
or click here to visit their website
Please mention The Best of Chester when visiting or contacting Yates & Co for a wide range of Mortgage Broker Services in Chester.