75point3 are Independent Financial Advisors, offering Chester area clients high quality independent advice on mortgages, investments, pensions and life assurance, together with a Mortgage Clinic.
75point3 - let's talk
Just looking for Advice?
We realise that sometimes people just want to talk to get another opinion. That's why we offer no commitment, no salesmen just talk.
75 point 3 provides high quality independent advice on mortgages, investment, pensions and life assurance.
75point3 offers a range of services backed by knowledge, expertise and experience. Whether you are concerned about your eventual retirement or simply feel you are paying too much tax, we can help you find ways of making the most of your money for both the present and the future.
A small change in the way you manage your finances today can make a very considerable difference to your finances in the future.
Pensions & Retirement Planning
When it comes to providing for our retirement, too many people are doing too little too late. Putting away even a small sum early on can make a big difference to the lifestyle you will enjoy when you retire. The golden rule for most people is to not rely on the State alone. Modern pensions benefit from some very exceptional tax breaks, and nowadays, you can even contribute to your pension when you don't work!
Life Assurance
There are many forms of life assurance, some of which are mentioned in the adjoining pages to this section. Choosing the right one for you can depend upon a number of factors including tax, cost and the protection required.
Investments / Portfolio Planning
Today there are a bewildering range of savings and investment vehicles and options available to the investor. Building an investment portfolio must take into account tax opportunities and implications, attitude to risk and reward and balancing it to the need for income, growth or both.
Mortgages
For most people, your home will be the largest single investment you will ever make, so making the wrong decision can become a very expensive mistake. Taking the wrong mortgage can end up costing thousands extra over the lifetime of the loan, and what appears to be the cheapest on day one will not always prove to be so over an extended period of time.
Corporate Financial Planning
It goes without saying that companies require specialist financial planning advice.
Too many companies leave this aspect of their business to chance risking their business in the process.
Expertise is needed to plan around corporate tax requirements and any implications that arise. Companies have many specialist needs including business protection, partnership & key person protection and employee benefit schemes.
For more information on the full range of excellent services offered by 75point3 to clients in the Chester area, or to arrange a full business financial planning review please contact:
75point3
11 Grosvenor Street
Chester
CH1 2DD
Tel: Chester (01244) 320 221
Email: janegow@75point3.co.uk
or click here to visit their website
75point3 Limited is authorised and regulated by the Financial Services Authority. 75point3 registered office: 14 Penrhyn Road, Colwyn Bay, Conwy, LL29 8LG
Please mention The Best of Chester when contacting 75point3, Independent Financial Advisors in Chester.